Products and applications

TCIM’s underwriting team in Ontario is lead by Danielle Tuboly, a 30 years + experienced underwriter with exposure both, on the MGA side of things as well as large domestic carriers.

Danielle is supported by Yvette Spencer (Senior Underwriter) and Vanessa Coons (Underwriter).

Yvette is also a 25years + experienced underwriter, mainly on the MGA side of the business. She has an excellent understanding of the Ontario market and how TCIM’s capacity can help the brokers network.

As far as Vanessa, she joined TCIM in the Spring of 2021 but already with close to 10 years in the Insurance Industry. Vanessa has since learned about our network of carriers and is now in a good position to provide you with advice and support.

TCIM’s appetite in Ontario is mainly for Commercial General Liability accounts with a special interest for everything that relates to construction, including wrap-ups and course of construction.

Our capacities are well designed to suit needs for Manufacturing, Professional Liability, Errors & Omissions and Directors & Officer’s liability.

On the property side, we are in position to offer terms for Vacant risks and Sub-standard risks.

With regards to hard to place property accounts, we have access to approximately 75M$ of capacity for high hazard, high CAT exposure and occupancies where local markets have restricted appetite.

It may be a Sawmills, Food processing, Textiles, Chemical production, Waste and Recycling, etc.. (minimum premium of $150,000);

Wrap-up and Course of Construction

Vacant risks/Sub-standard risks

Commercial General Liability – Manufacturing

Professional Liability/Errors & Omissions

Directors & Officers Liability

Contractor’s General Liability