Lloyd's Open Market

TCIM is approved as a Lloyd's correspondent. We also have access to Lloyd's through various Lloyd's brokers for a wide variety of products, including but not limited to:

PROPERTY / INLAND MARINE

• Commercial Property - Primary of Excess, Excess Flood, Vacant Properties
• Builder's Risk
• Jewellers, Fine Art, Specie, Museums, Personal Collections, Exhibitions, Classic Cars
• Bloodstock
• Livestock - All types of animal including cattle, hogs and poultry.

GENERAL LIABILITY / UMBRELLA

• General Liability / Umbrella

PERSONAL ACCIDENT

• Sportsmen / Team Coverage

POLITICAL RISKS

• Kidnap & Ransom
• Terrorism
• Expropriation, nationalization, calling of on demand guarantees etc.

MISCELLANEOUS

• Contingency
• Intellectual Property - Patent Infringment

PROFESSIONAL LIABILITY

• Most classes considered including Architects & Engineers E&O including Design Build Limits up to CAD 5,000,000 aggregate (costs either addition or inclusive).
• Minimum Deductible CAD 5,000 each and every claim (costs either addition or inclusive).
• Premium Payment settlement to Lloyd's broker - 45 days from inception date of placement.

For additional background on these products refer to the Library section of this site. In particular: Lloyd's section