Products Offered

We can offer capacity, either through binding authorities or by accessing the open market on:

1. Most classes of standard and specialty lines business,

2. Various classes of excess & surplus lines / non-standard / sub-standard business (hard to place classes)

Some of the types of product are: (Refer to the Market Support section for a list of suppliers)

PACKAGE P&C / PROPERTY & CASUALTY / BUILDERS RISK

• Applications

Policies are available through TCIM binding authority and through our various Markets.

We can provide capacity to fill out subscriptions or to place 100% of a risk. Support for both Standard and Sub-standard lines is available. Including all classes of Builder's Risk. Support for vacant properties and other Sub-standard lines available.

Package policies for various insurers and industries are also featured.

RESIDENTIAL BUILDERS RISK

• Applications

Broad forms and Competitive rates.

LLOYDS MARKETS

All product lines. We have open market acces through several Lloyds brokers and also have coverholder status with a P&C binding authority.

CGL

• Applications

We can write stand-alone CGL for both Standard and Sub-standard lines, either under binding authority or in the open market including Lloyds.

UMBRELLA & EXCESS

• Applications

Access to all the Markets listed for all classes of business, including U.S. exposures.

D & O

On-line ExecPro Quotes from Great American (Non-Profit and Private co's) - Just a few questions and you will receive and indication of premium

• Applications

Access to all the Markets listed for all classes of business . For Profit / Non-Profit / Employment Practices Liability / Side A coverage etc. Entity coverage for securities claims whether traded on Canadian, U.S., or other public securities exchanges, Employment Practices Liability coverage for Insured Persons, Coverage for derivative pollution claims, Advancement of defense costs, "Pay on behalf of" wording, Broad definition of claim including written demands, Spousal coverage, Worldwide coverage, Coverage for all past, present, and future directors and officers, and employees of the company.

E &O & Combination E&O and CGL

• Application

Access to all the Markets listed for all classes of business. Cyber risks, Architects & Engineers, Insurance Brokers, Lawyers, Miscellaneous classes.

COMMERCIAL CREDIT

• Applications

Access to GCNA. Credit Insurance provides additional security for valuable accounts receivable. Credit Insurance has been used in Europe for over 150 years and presently over forty percent of accounts receivable there are covered by insurance policies.

EBI

• Applications

Equipment Breakdown insurance through binding authorities and through open market placements.

EIL

• Applications

Pollution coverage for all classes of risk including contractors, chemical facilities, public entities, real estate, environmental facilities, transportation, industrial and commercial facilities, water and waste water facilities.

EPL

• Applications

Employment Practices Liability - stand alone or combined with D & O.

SURETY

• Applications

Commercial Surety. Contractor's bonds. We provide bonds to : General contractors, Sewer and water main contractors, Paving and heavy equipment companies, Electrical and mechanical sub-contractors, Cleaners and security guard companies, Waste collection companies.

We offer a full array of products including : Bid bonds, Performance bonds, Labour and material payment bonds, Maintenance bonds, Miscellaneous surety bonds

CRIME

• Applications

Access to all the Markets listed for all classes of business. 3D Bonds, Fidelity, theft, burglary, robbery, hold-up, counterfeit money, and cheque forgery, computer fraud, credit card fraud, extortion, cyber risks, Financial Institution Bonds.

LIVESTOCK

• Applications

All classes of operation including mortality from disease. Transit, Cattle, Bloodstock, Exotics, Sheep/goats, Poultry, Pigs, Zoos, Deer, Game Birds, Marine animals, Aquaculture. Lloyds and other markets used.

MARINE

• Ocean Marine Applications
• Inland Marine Applications

All classes of risk considered. Air Cargo, Commercial Hulls, Customs Broker, Freight Intermediaries, International Project Shipments, Marina Operator's Legal Liability, Ocean Cargo, Transportation Floaters, Trucker's Liability, Carrier's Legal Liability, Contractor's Equipment, Freight Forwarders Liability, Inland Cargo, Liability, Multi-Modal Insurance, Ship Repairer's Legal Liability, Trip Transit, Yacht/Pleasure Craft

AVIATION

• Applications

All classes of risk considered. Hull, Cargo, Liability, Commercial aircraft, Private Aircraft, Non-Owned Aircraft, Airport Premises, Hangarkeepers, Products Liability.

CONTINGENCY / CANCELLATION

• Applications

Hole-in-one, Prize indemnity, Event Promotions, Over-redemption for advertising promotions, Cancellation.

INTELLECTUAL PROPERTY

• Applications

Patent infringement - Various forms.

AUTO & TRUCKING

• Applications

All classes of risk considered.

 

***For additional background on these products refer to the Library section of this site.