Non-Profit Organizations

Non-profits have exposures and aspects to them that for-profit corporations usually don't. For example:

Non-profits often have volunteers, which introduces special exposures that must be addressed in various policies. (CGL, Umbrella, Volunteer AD&D, Special non-owned auto, Volunteer personal effects, Non-owned aircraft, Crime, D&O E&O)
D&O coverage is written on a special form which gives entity, employee and volunteer coverage as well as coverage for directors and officers. It also covers E&O. It can sometime be issued on a form incorporating Employment Practices Liability.
Crime policies need to be extended to include volunteers as employees.
Volunteers that drive on the organization's business need an automatic increase in their auto liability coverage to bring the limit up to an acceptable minimum level.
Group accident insurance should be arranged to cover all volunteers whilst on the organization's business.

(General - Not necessarily accessible by TCIM)